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用Excel解決生活財務最重要的16個問題

用Excel解決生活財務最重要的16個問題
Product Code:
19031
Product by:
Smart智富
Status:
Available Now
Delivery:
Usually ships within 4 to 6 weeks
Delivery Fee:
WM - RM 5.30
EM - RM 12.72
Singapore - RM 20.00
FREE shipping within Malaysia for orders over RM 79.00
Rewards:
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RM 23.30
RM 18.41
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Product Information

出版日期: 2013-01-30

作者: Smart智富月刊編輯部

裝訂: 平裝.單色印刷.132頁.

 

  房貸要選一段式還是遞減式?零利率購車買到就賺到?平均利率高的理財商品一定比較賺?關於生活中最重要的財務問題,從今天起,不要再被動人廣告詞與業務員銷售話術所矇蔽,只要十分鐘,自己動手用Excel試算,馬上為你算出真相。

  全圖解,Step by Step教學,不需要搞懂Excel的複雜操作,不必要學會函數功能,只要跟著本書按圖照做,破解財務難題,原來可以這麼容易。 本書特色

  Q1 家庭記帳 怎麼用Excel記帳?

  Q2 購屋or租屋? 房價那麼貴,到底要買屋好還是租屋好?

  Q3 房貸越長越好?20、30、40年房貸,我應要挑哪一個?

  Q4 階段房貸比一比房貸這麼多款,有一段式、多段式,還有理財型房貸,到底哪個最划算?

  Q5 手機綁約 零元手機綁約兩年,真的買到賺到?

  Q6 車貸陷阱 缺現金買車,該選零利率或超低月付嗎?

  Q7 信用卡 信用卡現金回饋好,還是紅利集點好?

  二規劃篇 

  Q8 保額試算 該買多少保額的壽險才足夠保障?

  Q9 教育準備金 10年後我的小孩要讀大學和研究所,到底要準備多少錢?

  Q10 退休金 勞保年金要一次領還是月領?

  三投資篇 

  Q11 報酬率 銀行DM介紹兩個商品,3年30% VS 10年120%,哪個賺更多?

  Q12 挑選基金 同類型基金這麼多,我怎麼篩選出績效好的?

  Q13 基金管理 我的10檔基金分散在三個銀行帳戶,有沒有辦法匯整輕鬆管理啊?

  Q14 股票盈虧 如何隨時掌握手中持股的賺賠?

  Q15 外幣定存 外幣定存這麼多,只挑利率高的就對嗎?

  Q16 儲蓄險 業務員說這張儲蓄險利率是2.5%,比定存高很多,這是真的嗎?

用Excel解決生活財務最重要的16個問題
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Shipping Information
ZoneWeightDelivery Fee (RM)
West MalaysiaFirst 2.00 kg5.30
West MalaysiaAdditional 1.00 kg2.12
East MalaysiaFirst 1.00 kg12.72
East MalaysiaAdditional 1.00 kg12.72
SingaporeFirst 1.00 kg20.00
SingaporeAdditional 1.00 kg5.00

ZoneOrder Price Range (RM)Delivery Fee (RM)
West MalaysiaAbove 39.00FREE
East MalaysiaAbove 79.00FREE

 

 

 

 


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