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怎樣買長照險:一本長照存摺保幸福指南

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怎樣買長照險:一本長照存摺保幸福指南
Product Code:
457333
Model:
9789866465307
Product by:
元神館
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Product Information

ISBN: 9789866465307

出版日期: 2016-05-01

作者: 李柏泉

裝訂: 平裝.雙色印刷.240頁.

 

  

失能與失智如海嘯席捲而來,
年齡愈大機率愈高;
政府的長照服務杯水車薪,
只有長照保險可提供全方位服務,
安身、安家、保後半生幸福……

 

  買長照險不能只看保費與理賠

  國內領到身心障礙證明者已超過115萬,其中57%發生在18~64歲的青壯族群。而失能、失智長者更高達46萬,佔老年人口16%以上;這個比例還會持續增高,估計到民國120年,需要長照的年長者至少95萬名。
 

  根據美國政府的調查,該國超過70%的65歲以上老人都希望有長期照顧服務,以協助解決日常生活困難;同樣,我國也有超過七成的人希望政府開辦長期照顧保險。美國沒有強制納保的長照保險,我國則可能要到109年才開始,那該怎麼辦?難道有壽險、健康險就夠了嗎?長照險、特傷險、殘扶險又是什麼?若缺乏長照相關保險,不僅需要被照顧的人沒有幸福保障,青壯者也無法安心打拼。
 

  本書作者研究國內外各種長照保險四年,建議規劃長照保險需注意五件事:

  算好要花的長照費用、了解商品(保險)保障、現在就行動、一次買足,以及找真正行家幫忙規劃等。買長照險不能貪「便宜」,也不能只看「好賠」!務必要有所準備、多比較,才能掌握幸福!這是國內第一本細細談長照保險的書,乃老齡社會自保秘笈,非常值得一看。

 

作者簡介
李柏泉



作者簡介



李柏泉
 

  國立師範大學法學碩士 世界新聞專科學校畢業
  曾任新聞記者、市議會、立法院助理、國家衛生研究院公共事務室主任、
  台灣警察專校講師

  ■現任
  壽險公司專職業務主管、壽險顧問  臉書粉絲專頁好險.報報社長
  專門提供穩健理財儲蓄、退休財務與老化照顧解決方案的專家
  專長規劃健康險/長期看護險/癌症險/投資型保險/儲蓄保險/年金保險等,
  現專推「長期照護保險」

怎樣買長照險:一本長照存摺保幸福指南
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ZoneWeightDelivery Fee (RM)
West MalaysiaFirst 2.00 kg5.30
West MalaysiaAdditional 1.00 kg2.12
East MalaysiaFirst 1.00 kg12.72
East MalaysiaAdditional 1.00 kg12.72

ZoneOrder Price Range (RM)Delivery Fee (RM)
West MalaysiaAbove 39.00FREE
East MalaysiaAbove 79.00FREE

 

 

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